When you need money quickly, your gold can help. Pledge your gold ornaments with us and get a loan with simple paperwork.
10.50%per annum on jewel loans
| Loan type | Rate of interest (p.a.) |
|---|---|
| Jewel loan | 10.50% |
| MSME jewel loan | 10.00% |
Features
- Quick processing after appraisal of your ornaments
- Loan amount based on the weight and purity of gold, within RBI's loan-to-value limits
- Your ornaments are kept in safe custody until the loan is closed
- MSME units get a lower rate for business needs
- Flexible repayment — pay interest periodically and close the loan when convenient, as per scheme rules
Documents required
- Recent passport-size photographs
- Proof of identity — Aadhaar card, PAN card, voter ID, passport or driving licence
- Proof of address — Aadhaar card, utility bill, ration card or any officially valid document
- PAN card or Form 60, as applicable
Rates are subject to change at the discretion of the bank. Please confirm the current rate at the branch before you apply.