A house is one of the biggest decisions a family makes. Our house construction loan helps you build a home on your own plot.
10.00%per annum on house construction loans
Who can apply
- Members of the bank with a regular source of income — salaried or self-employed
- Applicants who own the plot on which the house will be built, with clear title
Documents required
- Recent passport-size photographs
- Proof of identity — Aadhaar card, PAN card, voter ID, passport or driving licence
- Proof of address — Aadhaar card, utility bill, ration card or any officially valid document
- PAN card or Form 60, as applicable
- Income proof — salary slips, Form 16 or income tax returns
- Title deed, encumbrance certificate and patta for the plot
- Approved building plan and cost estimate
Use the EMI calculator to plan your monthly repayments.
Rates are subject to change at the discretion of the bank. Please confirm the current rate at the branch before you apply.