/* =========================================================
   The Coimbatore City Co-operative Bank Ltd. — stylesheet
   Palette is taken from the bank's logo:
   navy disc, red lettering, lamp flame, copper lamp bowl.
   ========================================================= */
:root {
  --navy: #262A86;
  --navy-deep: #171A5A;
  --navy-soft: #3A3FA6;
  --red: #E3202A;
  --red-deep: #B5141D;
  --flame: #FFD60A;
  --copper: #C46A35;
  --ink: #1C1E35;
  --muted: #555873;
  --tint: #EEF0FA;
  --line: #D8DBEC;
  --white: #FFFFFF;

  --display: "Anek Tamil", "Mukta Malar", "Segoe UI", system-ui, sans-serif;
  --body: "Mukta Malar", "Segoe UI", system-ui, -apple-system, sans-serif;

  --wrap: 1200px;
  --r-sm: 4px;
  --r-md: 10px;
  --step--1: .875rem;
  --step-0: 1.0625rem;
  --step-1: 1.25rem;
  --step-2: 1.5rem;
  --step-3: 2rem;
  --step-4: clamp(2.25rem, 4.2vw, 3.5rem);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { animation: none !important; transition: none !important; } }
body {
  margin: 0;
  font-family: var(--body);
  font-size: var(--step-0);
  line-height: 1.6;
  color: var(--ink);
  background: var(--white);
}
img, svg { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--red); }
:focus-visible { outline: 3px solid var(--flame); outline-offset: 2px; box-shadow: 0 0 0 5px var(--navy-deep); border-radius: 2px; }
h1, h2, h3, h4 { font-family: var(--display); line-height: 1.15; margin: 0 0 .5em; color: var(--navy-deep); font-weight: 700; }
h1 { font-size: var(--step-4); letter-spacing: -.01em; }
h2 { font-size: var(--step-3); }
h3 { font-size: var(--step-1); }
p { margin: 0 0 1em; max-width: 72ch; }
.wrap { width: min(var(--wrap), 100% - 2.5rem); margin-inline: auto; }
.skip { position: absolute; left: -999px; top: 0; background: var(--flame); color: var(--ink); padding: .5rem 1rem; z-index: 100; }
.skip:focus { left: 1rem; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.tbu { color: var(--muted); font-style: italic; }

/* ---------- Top strip ---------- */
.topbar { background: var(--navy-deep); color: #DADCF5; font-size: var(--step--1); }
.topbar .wrap { display: flex; flex-wrap: wrap; gap: .25rem 1.5rem; align-items: center; justify-content: space-between; padding-block: .4rem; }
.topbar a { color: #fff; text-decoration: none; }
.topbar a:hover { color: var(--flame); }
.topbar ul { list-style: none; display: flex; flex-wrap: wrap; gap: .25rem 1.25rem; margin: 0; padding: 0; }
.topbar svg { width: 14px; height: 14px; display: inline-block; vertical-align: -2px; margin-right: .35rem; fill: var(--flame); }
#clock { font-variant-numeric: tabular-nums; }

/* ---------- Header ---------- */
.site-header { background: var(--white); border-bottom: 1px solid var(--line); }
.site-header .wrap { display: flex; align-items: center; gap: 1rem; padding-block: .75rem; }
.brand { display: flex; align-items: center; gap: .9rem; text-decoration: none; color: var(--navy-deep); margin-right: auto; }
.brand img { width: 78px; height: 78px; }
.brand-name { font-family: var(--display); font-weight: 800; font-size: clamp(1.1rem, 2.4vw, 1.6rem); line-height: 1.05; letter-spacing: -.01em; }
.brand-name small { display: block; font-family: var(--body); font-weight: 500; font-size: .8rem; color: var(--muted); letter-spacing: 0; margin-top: .3rem; }
.header-cta { display: flex; gap: .6rem; align-items: center; }

.btn { display: inline-flex; align-items: center; gap: .5rem; font-family: var(--display); font-weight: 700; font-size: 1rem; padding: .7rem 1.2rem; border-radius: var(--r-sm); border: 2px solid transparent; text-decoration: none; cursor: pointer; line-height: 1.1; }
.btn-red { background: var(--red); color: #fff; }
.btn-red:hover { background: var(--red-deep); color: #fff; }
.btn-flame { background: var(--flame); color: var(--navy-deep); }
.btn-flame:hover { background: #fff; color: var(--navy-deep); }
.btn-line { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn-line:hover { background: var(--navy); color: #fff; }
.btn-ghost { border-color: rgba(255,255,255,.7); color: #fff; }
.btn-ghost:hover { background: #fff; color: var(--navy-deep); }

/* ---------- Main navigation ---------- */
.nav-bar { background: var(--navy); position: sticky; top: 0; z-index: 50; border-bottom: 4px solid var(--red); }
.nav-bar .wrap { display: flex; align-items: center; justify-content: space-between; }
.nav-toggle { display: none; background: none; border: 0; color: #fff; font: 700 1rem var(--display); padding: .8rem 0; cursor: pointer; align-items: center; gap: .5rem; }
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after { display: block; width: 22px; height: 2px; background: currentColor; position: relative; }
.nav-toggle span::before, .nav-toggle span::after { content: ""; position: absolute; left: 0; }
.nav-toggle span::before { top: -7px; } .nav-toggle span::after { top: 7px; }
#main-nav > ul { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; }
#main-nav a, #main-nav button { font-family: var(--display); font-weight: 600; font-size: 1.02rem; color: #fff; text-decoration: none; background: none; border: 0; padding: .95rem 1rem; display: flex; align-items: center; gap: .35rem; cursor: pointer; }
#main-nav > ul > li > a:hover, #main-nav > ul > li > button:hover, #main-nav .current > a, #main-nav .current > button { background: var(--navy-deep); color: var(--flame); }
#main-nav button::after { content: ""; width: 7px; height: 7px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: rotate(45deg) translateY(-3px); margin-left: .2rem; }
.has-sub { position: relative; }
.sub { list-style: none; margin: 0; padding: .4rem 0; position: absolute; left: 0; top: 100%; min-width: 250px; background: #fff; border-top: 3px solid var(--flame); box-shadow: 0 14px 30px rgba(23,26,90,.18); display: none; }
.has-sub.sub-open > .sub { display: block; }
@media (hover: hover) and (min-width: 981px) { .has-sub:hover > .sub { display: block; } }
#main-nav .sub a { color: var(--ink); font-family: var(--body); font-weight: 500; padding: .55rem 1.1rem; }
#main-nav .sub a:hover, #main-nav .sub a[aria-current] { background: var(--tint); color: var(--red); }
.nav-complaint { margin-left: auto; }
#main-nav .nav-complaint a { color: var(--flame); }

@media (max-width: 980px) {
  .nav-toggle { display: inline-flex; }
  #main-nav { display: none; width: 100%; }
  #main-nav.open { display: block; }
  .nav-bar .wrap { flex-wrap: wrap; }
  #main-nav > ul { flex-direction: column; padding-bottom: .75rem; }
  #main-nav a, #main-nav button { width: 100%; justify-content: space-between; padding: .75rem .25rem; border-top: 1px solid rgba(255,255,255,.12); }
  .sub { position: static; box-shadow: none; border-top: 0; background: var(--navy-deep); }
  #main-nav .sub a { color: #E6E7FA; padding-left: 1.25rem; }
  #main-nav .sub a:hover { background: transparent; color: var(--flame); }
  .nav-complaint { margin-left: 0; }
  .header-cta .btn-line { display: none; }
}
@media (max-width: 600px) {
  .brand img { width: 58px; height: 58px; }
  .header-cta { display: none; }
  .topbar .wrap { justify-content: center; text-align: center; }
}

/* ---------- Hero slider ---------- */
.hero { position: relative; background: var(--navy); color: #fff; overflow: hidden; }
.slides { position: relative; min-height: clamp(420px, 52vw, 560px); }
.slide { position: absolute; inset: 0; opacity: 0; visibility: hidden; transition: opacity .8s ease, visibility .8s; display: flex; align-items: center; }
.slide.active { opacity: 1; visibility: visible; }
.slide > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 70% 50%; }
.slide::before { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(23,26,90,.92) 0%, rgba(23,26,90,.75) 38%, rgba(23,26,90,0) 64%); z-index: 1; }
.slide-text { position: relative; z-index: 2; max-width: 560px; padding-block: 3rem 4rem; }
.slide-text h1, .slide-text h2 { color: #fff; font-size: var(--step-4); font-weight: 800; letter-spacing: -.015em; margin-bottom: .35em; }
.slide-text p { font-size: 1.15rem; color: #E3E5FA; max-width: 46ch; }
.slide-rate { font-family: var(--display); font-weight: 800; color: var(--flame); font-size: clamp(3.5rem, 9vw, 6.5rem); line-height: .95; letter-spacing: -.03em; display: flex; align-items: baseline; gap: .6rem; margin-bottom: .25rem; }
.slide-rate small { font-size: 1.1rem; color: #fff; font-weight: 600; letter-spacing: 0; }
.slide-actions { display: flex; flex-wrap: wrap; gap: .75rem; margin-top: 1.25rem; }
.hero-controls { position: absolute; z-index: 3; left: 0; right: 0; bottom: 1.4rem; }
.hero-controls .wrap { display: flex; align-items: center; gap: 1rem; }
.dots { display: flex; gap: .5rem; }
.dots button { width: 34px; height: 6px; border: 0; padding: 0; background: rgba(255,255,255,.4); cursor: pointer; border-radius: 3px; }
.dots button.active { background: var(--flame); }
.prev, .next { width: 38px; height: 38px; border-radius: 50%; border: 2px solid rgba(255,255,255,.6); background: transparent; color: #fff; cursor: pointer; font-size: 1.1rem; line-height: 1; }
.prev:hover, .next:hover { background: #fff; color: var(--navy-deep); }
@media (max-width: 700px) {
  .slide::before { background: linear-gradient(180deg, rgba(23,26,90,.35) 0%, rgba(23,26,90,.92) 55%); }
  .slide { align-items: flex-end; }
}

/* ---------- News ticker ---------- */
.ticker { background: var(--flame); color: var(--navy-deep); display: flex; align-items: stretch; overflow: hidden; }
.ticker-label { background: var(--red); color: #fff; font-family: var(--display); font-weight: 700; padding: .6rem 1.25rem; white-space: nowrap; display: flex; align-items: center; gap: .5rem; z-index: 1; }
.ticker-label::before { content: ""; width: 9px; height: 9px; border-radius: 50%; background: var(--flame); animation: pulse 1.6s infinite; }
@keyframes pulse { 50% { opacity: .2; } }
.ticker-viewport { overflow: hidden; flex: 1; display: flex; align-items: center; }
#news-track { display: inline-flex; white-space: nowrap; animation: scroll 40s linear infinite; padding-left: 1rem; }
.ticker:hover #news-track, .ticker:focus-within #news-track { animation-play-state: paused; }
@keyframes scroll { to { transform: translateX(-50%); } }
.news-item { margin-right: 3.5rem; font-weight: 500; }
.news-item b { color: var(--red-deep); margin-right: .35rem; }

/* ---------- Sections ---------- */
.section { padding-block: clamp(3rem, 7vw, 5.5rem); }
.section-tint { background: var(--tint) var(--page-bg, none) center / cover no-repeat; }
.section-navy { background: var(--navy-deep); color: #E3E5FA; }
.section-navy h2, .section-navy h3 { color: #fff; }
.section-head { margin-bottom: 2.25rem; max-width: 720px; }
.section-head p { color: var(--muted); font-size: 1.1rem; }
.section-navy .section-head p { color: #C9CBEE; }
.kicker { display: inline-block; font-family: var(--display); font-weight: 700; color: var(--red); margin-bottom: .4rem; }
.section-navy .kicker { color: var(--flame); }

/* About on home */
.about-grid { display: grid; grid-template-columns: minmax(240px, 380px) 1fr; gap: clamp(2rem, 5vw, 4.5rem); align-items: center; }
.about-mark { position: relative; aspect-ratio: 1; display: grid; place-items: center; }
.about-mark::before { content: ""; position: absolute; inset: 0; border-radius: 50%; background: repeating-conic-gradient(from 0deg, var(--tint) 0 4deg, transparent 4deg 11deg); }
.about-mark img { position: relative; width: 72%; filter: drop-shadow(0 18px 30px rgba(23,26,90,.25)); }
.about-points { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 1rem 1.75rem; margin: 1.5rem 0; padding: 0; list-style: none; }
.about-points li { border-left: 4px solid var(--red); padding-left: .85rem; }
.about-points b { display: block; font-family: var(--display); font-size: 1.15rem; color: var(--navy-deep); }
.about-points span { color: var(--muted); font-size: .95rem; }
@media (max-width: 800px) { .about-grid { grid-template-columns: 1fr; } .about-mark { max-width: 260px; } }

/* Rate board */
.rate-boards { display: grid; grid-template-columns: 1fr 1fr; gap: 1.75rem; }
.board { background: var(--navy); color: #fff; border-radius: var(--r-md); overflow: hidden; border: 1px solid var(--navy-soft); }
.board-head { display: flex; justify-content: space-between; align-items: baseline; gap: 1rem; padding: 1.1rem 1.4rem; background: var(--navy-deep); border-bottom: 3px solid var(--flame); }
.board-head h3 { color: #fff; margin: 0; font-size: 1.35rem; }
.board-head a { color: var(--flame); font-size: .95rem; white-space: nowrap; }
.board table { width: 100%; border-collapse: collapse; }
.board td { padding: .6rem 1.4rem; border-bottom: 1px solid rgba(255,255,255,.1); }
.board td:last-child { text-align: right; font-family: var(--display); font-weight: 700; color: var(--flame); font-size: 1.15rem; font-variant-numeric: tabular-nums; white-space: nowrap; }
.board tr:last-child td { border-bottom: 0; }
.board-note { padding: .8rem 1.4rem; background: var(--red); font-weight: 600; }
@media (max-width: 860px) { .rate-boards { grid-template-columns: 1fr; } }

/* Loan tabs */
.loan-tabs { display: grid; grid-template-columns: 280px 1fr; gap: 0; border: 1px solid var(--line); border-radius: var(--r-md); overflow: hidden; background: #fff; }
.tablist { display: flex; flex-direction: column; background: var(--tint); border-right: 1px solid var(--line); }
.tablist [role=tab] { display: flex; align-items: center; gap: .85rem; text-align: left; background: none; border: 0; border-left: 5px solid transparent; padding: 1rem 1.1rem; font: 600 1.05rem var(--display); color: var(--navy-deep); cursor: pointer; border-bottom: 1px solid var(--line); }
.tablist [role=tab] svg { width: 34px; height: 34px; flex: none; }
.tablist [role=tab][aria-selected=true] { background: #fff; border-left-color: var(--red); color: var(--red); }
.tablist [role=tab]:hover { background: #fff; }
.tabpanel { display: grid; grid-template-columns: 1fr 300px; gap: 2rem; padding: clamp(1.5rem, 3vw, 2.5rem); align-items: center; }
.tabpanel[hidden] { display: none; }
.tabpanel h3 { font-size: var(--step-2); }
.tabpanel .rate-chip { display: inline-flex; align-items: baseline; gap: .4rem; background: var(--navy-deep); color: #fff; padding: .45rem .9rem; border-radius: var(--r-sm); margin-bottom: 1rem; }
.tabpanel .rate-chip b { color: var(--flame); font-family: var(--display); font-size: 1.4rem; }
.tabpanel-art { aspect-ratio: 1; border-radius: 50%; background: var(--navy); display: grid; place-items: center; padding: 18%; }
@media (max-width: 900px) { .loan-tabs { grid-template-columns: 1fr; } .tablist { flex-direction: row; overflow-x: auto; border-right: 0; border-bottom: 1px solid var(--line); } .tablist [role=tab] { border-left: 0; border-bottom: 4px solid transparent; white-space: nowrap; } .tablist [role=tab][aria-selected=true] { border-bottom-color: var(--red); } .tabpanel { grid-template-columns: 1fr; } .tabpanel-art { max-width: 200px; } }

/* Financial strength */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border-top: 1px solid rgba(255,255,255,.18); }
.stat { padding: 1.75rem 1.25rem; border-right: 1px solid rgba(255,255,255,.18); }
.stat:last-child { border-right: 0; }
.stat svg { width: 40px; height: 40px; margin-bottom: 1rem; }
.stat b { display: block; font-family: var(--display); font-size: clamp(1.6rem, 3vw, 2.3rem); font-weight: 800; color: var(--flame); line-height: 1.1; }
.stat b.tbu { font-size: 1.15rem; color: #A9ACDC; font-weight: 500; }
.stat span { color: #C9CBEE; }
@media (max-width: 800px) { .stats { grid-template-columns: 1fr 1fr; } .stat:nth-child(2) { border-right: 0; } .stat:nth-child(-n+2) { border-bottom: 1px solid rgba(255,255,255,.18); } }

/* Services */
.services { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 0; border-top: 3px solid var(--navy); }
.service { padding: 1.75rem 1.5rem 1.5rem 0; border-bottom: 1px solid var(--line); }
.service + .service { padding-left: 1.5rem; border-left: 1px solid var(--line); }
.service svg { width: 46px; height: 46px; margin-bottom: 1rem; }
.service h3 a { text-decoration: none; color: var(--navy-deep); }
.service h3 a:hover { color: var(--red); }
.service p { color: var(--muted); font-size: 1rem; }
.more { font-weight: 600; color: var(--red); text-decoration: none; border-bottom: 2px solid var(--flame); }
@media (max-width: 760px) { .service + .service { padding-left: 0; border-left: 0; } }

/* Mobile app band */
.app-band .wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; }
.phone { width: min(260px, 70%); margin-inline: auto; aspect-ratio: 9/18; border-radius: 34px; background: var(--navy-deep); border: 10px solid #0E1040; padding: 1.25rem 1rem; display: flex; flex-direction: column; gap: .7rem; box-shadow: 18px 18px 0 var(--flame); }
.phone img { width: 64px; margin: .5rem auto; }
.phone .p-row { background: rgba(255,255,255,.09); border-radius: 8px; padding: .65rem .8rem; color: #fff; font-size: .9rem; display: flex; justify-content: space-between; }
.phone .p-row b { color: var(--flame); }
.phone .p-btn { margin-top: auto; background: var(--red); color: #fff; border-radius: 8px; text-align: center; padding: .65rem; font-weight: 700; font-family: var(--display); }
.store-links { display: flex; flex-wrap: wrap; gap: .75rem; margin-top: 1rem; }
@media (max-width: 800px) { .app-band .wrap { grid-template-columns: 1fr; } }

/* Notices list on home */
.notices { list-style: none; margin: 0; padding: 0; }
.notices li { display: block; padding: .9rem 0; border-bottom: 1px solid var(--line); }
.notices time { font-weight: 700; color: var(--red); font-variant-numeric: tabular-nums; }
.two-col { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(2rem, 5vw, 4rem); }
@media (max-width: 860px) { .two-col { grid-template-columns: 1fr; } }
.safety { background: var(--tint); border-radius: var(--r-md); padding: 1.75rem; border-top: 5px solid var(--red); }
.safety ul { padding-left: 1.2rem; margin: 0; }
.safety li { margin-bottom: .5rem; }

/* ---------- Inner pages ---------- */
.page-band { background: var(--navy) url("../img/band.svg") center / cover no-repeat; color: #fff; padding-block: clamp(2.5rem, 6vw, 4rem) clamp(3rem, 6vw, 4.5rem); }
.page-band h1 { color: #fff; font-size: clamp(2rem, 4.5vw, 3rem); margin: 0; }
.crumbs { list-style: none; padding: 0; margin: 0 0 .75rem; display: flex; flex-wrap: wrap; gap: .4rem; font-size: .95rem; color: #CACCF0; }
.crumbs a { color: var(--flame); }
.crumbs li + li::before { content: "/"; margin-right: .4rem; opacity: .6; }
.page-body { display: grid; grid-template-columns: 1fr 300px; gap: clamp(2rem, 5vw, 4rem); padding-block: clamp(2.5rem, 6vw, 4rem); }
.page-body.full { grid-template-columns: 1fr; }
.content h2 { font-size: var(--step-2); margin-top: 2rem; }
.content h2:first-child { margin-top: 0; }
.content ul, .content ol { padding-left: 1.25rem; max-width: 72ch; }
.content li { margin-bottom: .4rem; }
.lead { font-size: 1.2rem; color: var(--ink); }
.rate-callout { display: flex; flex-wrap: wrap; align-items: center; gap: 1rem 1.5rem; background: var(--navy-deep); color: #fff; border-radius: var(--r-md); padding: 1.25rem 1.5rem; margin: 1.5rem 0 2rem; border-left: 8px solid var(--flame); }
.rate-callout b { font-family: var(--display); font-size: 2.6rem; color: var(--flame); line-height: 1; letter-spacing: -.02em; }
.rate-callout span { color: #D3D5F4; }
.aside-box { border: 1px solid var(--line); border-radius: var(--r-md); margin-bottom: 1.5rem; overflow: hidden; }
.aside-box h3 { background: var(--navy); color: #fff; margin: 0; padding: .8rem 1.1rem; font-size: 1.1rem; }
.aside-box ul { list-style: none; margin: 0; padding: .4rem 0; }
.aside-box li a { display: block; padding: .5rem 1.1rem; text-decoration: none; color: var(--ink); }
.aside-box li a:hover, .aside-box li a[aria-current] { color: var(--red); background: var(--tint); }
.aside-box .pad { padding: 1rem 1.1rem; }
.aside-box .pad p { font-size: .98rem; }
@media (max-width: 900px) { .page-body { grid-template-columns: 1fr; } }

/* Tables */
.table-wrap { overflow-x: auto; margin: 1rem 0 1.5rem; border: 1px solid var(--line); border-radius: var(--r-md); }
table.data { width: 100%; border-collapse: collapse; min-width: 480px; }
table.data caption { text-align: left; padding: .9rem 1.1rem; font-family: var(--display); font-weight: 700; font-size: 1.15rem; color: var(--navy-deep); background: var(--tint); }
table.data th, table.data td { padding: .7rem 1.1rem; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
table.data th { background: var(--navy); color: #fff; font-family: var(--display); font-weight: 600; }
table.data td.num, table.data th.num { text-align: right; font-variant-numeric: tabular-nums; white-space: nowrap; }
table.data td.num { font-weight: 700; color: var(--navy-deep); }
table.data tbody tr:nth-child(even) { background: #F7F8FD; }
table.data tr:last-child td { border-bottom: 0; }
.fine { font-size: .92rem; color: var(--muted); }

/* Cards for people / branches */
.people { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 1.25rem; padding: 0; list-style: none; }
.person { border: 1px solid var(--line); border-radius: var(--r-md); padding: 1.25rem; text-align: center; }
.person .avatar { width: 84px; height: 84px; border-radius: 50%; background: var(--tint); margin: 0 auto .8rem; display: grid; place-items: center; color: var(--navy); font-family: var(--display); font-weight: 800; font-size: 1.6rem; border: 3px solid var(--flame); }
.person b { display: block; font-family: var(--display); color: var(--navy-deep); }
.person span { color: var(--muted); font-size: .95rem; }

.notice-box { background: #FFF8D6; border: 1px solid #F1D96B; border-left: 6px solid var(--flame); padding: 1rem 1.25rem; border-radius: var(--r-sm); margin: 1rem 0 1.5rem; }
.notice-box p:last-child { margin: 0; }

/* Forms */
.form { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem 1.25rem; }
.form .full { grid-column: 1 / -1; }
.form label { display: block; font-weight: 600; margin-bottom: .3rem; color: var(--navy-deep); }
.form input, .form select, .form textarea { width: 100%; font: inherit; padding: .7rem .8rem; border: 1px solid #B9BCD6; border-radius: var(--r-sm); background: #fff; color: var(--ink); }
.form input:focus, .form select:focus, .form textarea:focus { border-color: var(--navy); outline: 3px solid rgba(38,42,134,.25); outline-offset: 0; box-shadow: none; }
.form textarea { min-height: 140px; resize: vertical; }
.form-msg { background: var(--tint); border-left: 5px solid var(--navy); padding: .9rem 1.1rem; }
@media (max-width: 640px) { .form { grid-template-columns: 1fr; } }

/* Calculators */
.calc { display: grid; grid-template-columns: 1fr 1fr; border: 1px solid var(--line); border-radius: var(--r-md); overflow: hidden; margin-bottom: 2.5rem; }
.calc form { padding: 1.5rem; display: grid; gap: 1rem; }
.calc-out { background: var(--navy-deep); color: #fff; padding: 1.5rem; display: flex; flex-direction: column; justify-content: center; }
.calc-big { font-family: var(--display); font-weight: 800; font-size: clamp(2rem, 4.5vw, 3rem); color: var(--flame); line-height: 1; margin-bottom: 1rem; }
.calc-big small { display: block; font-size: 1rem; font-weight: 500; color: #CACCF0; margin-top: .35rem; }
.calc-out dl { display: grid; grid-template-columns: auto auto; gap: .4rem 1rem; margin: 0; }
.calc-out dd { margin: 0; text-align: right; font-weight: 700; }
.calc-out .fine { color: #A9ACDC; margin-top: 1rem; }
@media (max-width: 760px) { .calc { grid-template-columns: 1fr; } }

.map { width: 100%; height: 360px; border: 0; border-radius: var(--r-md); margin-top: 1rem; }
.contact-list { list-style: none; padding: 0; margin: 0 0 1.5rem; }
.contact-list li { display: grid; grid-template-columns: 110px 1fr; gap: .75rem; padding: .7rem 0; border-bottom: 1px solid var(--line); }
.contact-list b { color: var(--navy-deep); }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-deep); color: #C9CBEE; padding-top: 3.5rem; font-size: .98rem; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr 1fr; gap: 2.25rem; }
.site-footer h4 { color: #fff; font-size: 1.15rem; margin-bottom: 1rem; }
.site-footer a { color: #E3E5FA; text-decoration: none; }
.site-footer a:hover { color: var(--flame); }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin-bottom: .5rem; }
.f-brand img { width: 90px; margin-bottom: 1rem; background: #fff; border-radius: 50%; padding: 3px; }
.f-brand p { max-width: 34ch; }
.f-dl { display: grid; grid-template-columns: auto 1fr; gap: .35rem .9rem; margin: 0; }
.f-dl dt { color: #9EA1D6; }
.f-dl dd { margin: 0; color: #fff; }
.dicgc { margin-top: 1.25rem; border: 1px solid rgba(255,255,255,.2); border-radius: var(--r-sm); padding: .8rem 1rem; }
.dicgc b { color: var(--flame); }
.footer-bottom { margin-top: 3rem; border-top: 1px solid rgba(255,255,255,.12); }
.footer-bottom .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; gap: .75rem; padding-block: 1.1rem; font-size: .9rem; }
.footer-bottom nav { display: flex; flex-wrap: wrap; gap: 1.25rem; }
@media (max-width: 960px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .footer-grid { grid-template-columns: 1fr; } }

/* ---------- Safety notice dialog ---------- */
dialog#notice { border: 0; padding: 0; border-radius: var(--r-md); max-width: min(520px, 92vw); box-shadow: 0 30px 80px rgba(0,0,0,.4); }
dialog#notice::backdrop { background: rgba(23,26,90,.65); }
.dlg-head { background: var(--red); color: #fff; padding: 1rem 1.4rem; display: flex; justify-content: space-between; align-items: center; }
.dlg-head h2 { color: #fff; margin: 0; font-size: 1.35rem; }
.dlg-close { background: none; border: 0; color: #fff; font-size: 1.8rem; line-height: 1; cursor: pointer; padding: 0 .25rem; }
.dlg-body { padding: 1.4rem; }
.dlg-body ul { padding-left: 1.2rem; }
.dlg-body .btn { margin-top: .5rem; }

/* Back to top */
.to-top { position: fixed; right: 1rem; bottom: 1rem; width: 44px; height: 44px; border-radius: 50%; background: var(--red); color: #fff; display: grid; place-items: center; text-decoration: none; font-size: 1.3rem; z-index: 40; box-shadow: 0 6px 16px rgba(0,0,0,.25); }
.to-top:hover { background: var(--navy); color: #fff; }

@media print {
  .topbar, .nav-bar, .hero-controls, .ticker, .site-footer, .to-top, dialog { display: none !important; }
  .page-band { background: none; color: var(--ink); }
  .page-band h1 { color: var(--ink); }
}

/* refinements */
.board { display: flex; flex-direction: column; }
.board table { flex: 1; }
.site-footer .tbu, .topbar .tbu, .section-navy .tbu { color: #A9ACDC; }
.aside-box a, .contact-list a, .f-brand a { overflow-wrap: anywhere; }
@media (max-width: 700px) {
  .slides { min-height: 560px; }
  .slide-text { padding-bottom: 5.5rem; }
  .slide-text h1, .slide-text h2 { font-size: 2rem; }
  .slide-rate { font-size: 3.5rem; }
  .slide-text p { font-size: 1.02rem; }
  .ticker-label { padding-inline: .8rem; }
  .about-mark { margin-inline: auto; }
}

/* ---------- Per-page section backgrounds ---------- */
.pg-about { --page-bg: url("../img/bg/about.svg"); }
.pg-bank-holidays { --page-bg: url("../img/bg/bank-holidays.svg"); }
.pg-board-of-directors { --page-bg: url("../img/bg/board-of-directors.svg"); }
.pg-branches { --page-bg: url("../img/bg/branches.svg"); }
.pg-business-loans { --page-bg: url("../img/bg/business-loans.svg"); }
.pg-calculators { --page-bg: url("../img/bg/calculators.svg"); }
.pg-complaint { --page-bg: url("../img/bg/complaint.svg"); }
.pg-contact { --page-bg: url("../img/bg/contact.svg"); }
.pg-current-account { --page-bg: url("../img/bg/current-account.svg"); }
.pg-dd-pay-order { --page-bg: url("../img/bg/dd-pay-order.svg"); }
.pg-deposit-interest-rates { --page-bg: url("../img/bg/deposit-interest-rates.svg"); }
.pg-downloads { --page-bg: url("../img/bg/downloads.svg"); }
.pg-education-loan { --page-bg: url("../img/bg/education-loan.svg"); }
.pg-fixed-deposit { --page-bg: url("../img/bg/fixed-deposit.svg"); }
.pg-housing-loan { --page-bg: url("../img/bg/housing-loan.svg"); }
.pg-index { --page-bg: url("../img/bg/index.svg"); }
.pg-jewel-loan { --page-bg: url("../img/bg/jewel-loan.svg"); }
.pg-loan-interest-rates { --page-bg: url("../img/bg/loan-interest-rates.svg"); }
.pg-locker { --page-bg: url("../img/bg/locker.svg"); }
.pg-mobile-banking { --page-bg: url("../img/bg/mobile-banking.svg"); }
.pg-mortgage-loan { --page-bg: url("../img/bg/mortgage-loan.svg"); }
.pg-neft-rtgs { --page-bg: url("../img/bg/neft-rtgs.svg"); }
.pg-recurring-deposit { --page-bg: url("../img/bg/recurring-deposit.svg"); }
.pg-savings-account { --page-bg: url("../img/bg/savings-account.svg"); }
.pg-scheme-loans { --page-bg: url("../img/bg/scheme-loans.svg"); }
.pg-service-charges { --page-bg: url("../img/bg/service-charges.svg"); }
.pg-shg-loan { --page-bg: url("../img/bg/shg-loan.svg"); }
.pg-unclaimed-deposits { --page-bg: url("../img/bg/unclaimed-deposits.svg"); }
.pg-women-loans { --page-bg: url("../img/bg/women-loans.svg"); }

/* ---------- Per-page banner backgrounds ---------- */
.pg-index .page-band { background-image: url("../img/band/index.svg"); }
.pg-about .page-band { background-image: url("../img/band/about.svg"); }
.pg-bank-holidays .page-band { background-image: url("../img/band/bank-holidays.svg"); }
.pg-board-of-directors .page-band { background-image: url("../img/band/board-of-directors.svg"); }
.pg-branches .page-band { background-image: url("../img/band/branches.svg"); }
.pg-business-loans .page-band { background-image: url("../img/band/business-loans.svg"); }
.pg-calculators .page-band { background-image: url("../img/band/calculators.svg"); }
.pg-complaint .page-band { background-image: url("../img/band/complaint.svg"); }
.pg-contact .page-band { background-image: url("../img/band/contact.svg"); }
.pg-current-account .page-band { background-image: url("../img/band/current-account.svg"); }
.pg-dd-pay-order .page-band { background-image: url("../img/band/dd-pay-order.svg"); }
.pg-deposit-interest-rates .page-band { background-image: url("../img/band/deposit-interest-rates.svg"); }
.pg-downloads .page-band { background-image: url("../img/band/downloads.svg"); }
.pg-education-loan .page-band { background-image: url("../img/band/education-loan.svg"); }
.pg-fixed-deposit .page-band { background-image: url("../img/band/fixed-deposit.svg"); }
.pg-housing-loan .page-band { background-image: url("../img/band/housing-loan.svg"); }
.pg-jewel-loan .page-band { background-image: url("../img/band/jewel-loan.svg"); }
.pg-loan-interest-rates .page-band { background-image: url("../img/band/loan-interest-rates.svg"); }
.pg-locker .page-band { background-image: url("../img/band/locker.svg"); }
.pg-mobile-banking .page-band { background-image: url("../img/band/mobile-banking.svg"); }
.pg-mortgage-loan .page-band { background-image: url("../img/band/mortgage-loan.svg"); }
.pg-neft-rtgs .page-band { background-image: url("../img/band/neft-rtgs.svg"); }
.pg-recurring-deposit .page-band { background-image: url("../img/band/recurring-deposit.svg"); }
.pg-savings-account .page-band { background-image: url("../img/band/savings-account.svg"); }
.pg-scheme-loans .page-band { background-image: url("../img/band/scheme-loans.svg"); }
.pg-service-charges .page-band { background-image: url("../img/band/service-charges.svg"); }
.pg-shg-loan .page-band { background-image: url("../img/band/shg-loan.svg"); }
.pg-unclaimed-deposits .page-band { background-image: url("../img/band/unclaimed-deposits.svg"); }
.pg-women-loans .page-band { background-image: url("../img/band/women-loans.svg"); }

.page-band { background-position: right center; }